Financial Security When You Need It Most.
Our Cancer & Critical Plans Pay Cash Benefits Direct to You.
Major medical insurance covers hospital bills, but who covers your mortgage, travel to top specialists, and lost paychecks while you recover? Brittany’s supplemental plans pay direct cash benefits so you can focus entirely on healing.
You Choose How to Use Your Cash:
- ✓Specialized Treatments: Out-of-network centers, clinical trials, and non-covered therapy.
- ✓Travel & Lodging: Airfare, hotels, and transportation for you and your family.
- ✓Living Expenses: Rent, mortgage payments, car notes, and everyday household bills.
- ✓Income Replacement: Covering wages lost during recovery time away from work.
Complete Protection Beyond Basic Health Insurance
Layered coverage solutions that protect your wealth, health, and family peace of mind.
Cancer Care Cash
Help cover the astronomical out-of-pocket costs of cancer treatments. Lump-sum cash benefits paid directly to you.
Accident Medical
Financial support when the unexpected happens. Covers emergency rooms, urgent care, diagnostic imaging, and surgery.
Disability Protection
Income protection when you need it most. Protects your monthly paycheck if injury or illness leaves you unable to work.
Life Insurance
Whole Life and Term Life solutions to ensure lasting financial security, mortgage payoff, and debt relief for those you love.
Hey there! I’m Brittany Pachall.
Your Health Insurance Advisor.
Navigating health coverage on your own is stressful and overwhelming. As an independent licensed advisor, I cut through the confusion to help you secure coverage that genuinely fits your life, health, and budget.
Whether you are an independent 1099 contractor looking for portable PPO freedom, a growing family seeking lower deductibles, an employer wanting voluntary benefits at zero direct cost, or someone transitioning between jobs—I ensure you get the strongest protection available.
"I believe in personalized coverage, peace of mind, and protection for every season of life. When you work with me, you get a dedicated human advocate in your corner—not an automated bot or a high-pressure call center."
Supplemental Protection FAQs
How is a cash-benefit cancer plan different from regular health insurance?
Regular health insurance pays hospitals and doctors directly after you meet your deductible and coinsurance. A cash-benefit cancer policy pays cash directly to YOU upon diagnosis. You have 100% discretion over how to spend the funds: paying off medical deductibles, seeking out-of-state experimental treatments, covering travel and lodging, or paying your home mortgage and grocery bills while taking time off work.
Can I get supplemental coverage if I already have major medical?
Yes! In fact, supplemental policies are designed specifically to pair with existing major medical or high-deductible health plans. They fill the costly 'gap' before your health insurance deductible kicks in.
How does accident insurance work?
If you or a family member suffers an accidental injury (e.g. broken bone, concussion, sports injury, laceration requiring stitches), accident insurance pays predetermined cash amounts for ambulance transportation, emergency room visits, imaging (X-rays, MRIs), and physical therapy.
Why should I add disability insurance?
Your ability to earn an income is your most valuable asset. If an unexpected illness or injury prevents you from working, short-term disability insurance replaces a substantial portion of your monthly paycheck so your household doesn't drain its retirement savings or fall behind on bills.
Build a Safety Net for the Unexpected
Discover how affordable supplemental cash protection can be when customized around your budget. Talk with Brittany today.