Personalized Coverage. Peace of Mind.
Protection for Every Season of Life.
I help individuals, families, 1099 contractors, and small businesses find the right health insurance solutions to protect what matters most. Stop overpaying for restrictive HMO plans—access premier Nationwide PPO options with freedom of choice and direct, personal guidance.
"Did you know? When you leave a job or retire, your benefits don't have to leave with you."
Coverage Built Around Your Life Stage
Health insurance is not one-size-fits-all. Select your situation below to discover private PPO options, supplemental cash benefits, and portable plans designed for you.
Self-Employed & 1099
Paying too much for ACA marketplace plans? Healthy independent contractors and freelancers can access private Nationwide PPOs with lower premiums and richer benefits.
Individuals & Families
Comprehensive coverage designed to give parents and spouses peace of mind. Predictable deductibles, wellness coverage, and access to top pediatric and hospital care.
Small Businesses & Teams
Help your employees feel valued and protected with voluntary and supplemental benefits that make a genuine difference—at no direct cost to your business.
Cancer & Critical Cash
Our cancer and critical illness plans pay cash benefits directly to you. Use it for medical treatments, specialist travel, daily bills, or mortgage protection.
Better Benefits, Less BS.
More Choice. More Freedom. More You.
Most self-employed professionals, freelancers, and small business owners are trapped paying exorbitant premiums for restrictive ACA exchange plans that barely cover anything until astronomical deductibles are met.
If you and your family are relatively healthy, you don’t have to settle for one-size-fits-all coverage. Brittany Pachall helps you access private, medically underwritten Nationwide PPO plans that reward your health with lower monthly rates, zero primary care gatekeepers, and comprehensive coverage across 30 states.
- ✕Restricted to county HMO networks; out-of-network claims denied.
- ✕Requires PCP referrals and prior authorizations for specialists.
- ✕High monthly premiums that subsidize high-risk pools.
- ✕Strict open enrollment window (locked out most of the year).
- ✓Nationwide PPO access: Choose any doctor or hospital across the USA.
- ✓No referral roadblocks: Schedule appointments directly with specialists.
- ✓Health-based savings: Substantially lower rates for qualifying individuals.
- ✓Enroll anytime: Year-round applications with fast, seamless approvals.
From Confusion to Complete Peace of Mind
A structured, no-pressure 4-step sequence to get you better coverage with less BS.
Doctor & Need Audit
We review your preferred physicians, specialists, prescriptions, family health history, and target monthly budget.
PPO vs. Marketplace
Brittany cross-compares private medically underwritten Nationwide PPOs against public exchange plans to find your optimal rate.
Cash Benefit Gap Defense
We layer in direct cash-benefit protection for cancer, accidental injuries, and disability to protect your income and savings.
Lifetime Personal Support
Fast, seamless enrollment approval plus direct ongoing access to Brittany whenever questions, life changes, or claims arise.
Health Coverage Decisions Begin with a Change
Did you know? When you leave a job or retire, your benefits don't have to leave with you. Select your situation to see your best starting point.
Facing an Imminent Coverage Change?
Health insurance transitions require prompt action. Choose the situation that matches your timeline:
Leaving a Job, Retiring Early, or Facing Expensive COBRA?
Your benefits do not have to leave with you. Brittany can set up an independent Nationwide PPO plan with immediate effective dates so you avoid gaps in coverage.
Missed Open Enrollment?
Public exchange plans lock you out outside of November/December. Private medically underwritten PPO plans allow enrollment 365 days a year.
Going 1099 or Starting a Business?
Don't get stuck paying individual retail prices on the marketplace. Tailor a portable policy built specifically for entrepreneurs and independent contractors.
Worried About Critical Illness Costs?
Add a cash-benefit cancer and critical care policy that pays cash directly to you upon diagnosis, shielding your family from high deductibles and living costs.
Fast Answers with a Real Advisor Who Cares.
Your health questions should never be lost in a corporate ticket queue. Brittany personally reviews your situation, verifies doctors and prescriptions, and walks you through options with clear, friendly guidance.
For individual, family, and 1099 inquiries, Brittany generally provides available PPO comparison options within hours after understanding your needs.
Premier Nationwide PPO & Benefit Networks
Brittany connects you with top-rated national PPO networks so you can keep your trusted doctors and access specialized care wherever life takes you across 30 states.
Nationwide PPO Doctor Networks
Direct-to-Consumer Cash Benefits
Want to check if your specific primary physician or hospital is in-network? Brittany will run an instant provider verification during your call.
Hey there! I’m Brittany Pachall.
Your Health Insurance Advisor.
Navigating health coverage on your own is stressful and overwhelming. As an independent licensed advisor, I cut through the confusion to help you secure coverage that genuinely fits your life, health, and budget.
Whether you are an independent 1099 contractor looking for portable PPO freedom, a growing family seeking lower deductibles, an employer wanting voluntary benefits at zero direct cost, or someone transitioning between jobs—I ensure you get the strongest protection available.
"I believe in personalized coverage, peace of mind, and protection for every season of life. When you work with me, you get a dedicated human advocate in your corner—not an automated bot or a high-pressure call center."
I am your personal advisor, not an automated lead farm. Your information is never sold or spammed.
Ever entered your information into an online quote comparison site only to receive 40 spam calls within 5 minutes? That never happens here. At Pachall Prime, your private health details stay 100% confidential. You communicate directly with licensed advisor Brittany Pachall.
No robotic dialing systems, no aggressive offshore call centers.
Direct counsel with Brittany Pachall on every plan, claim, or policy review.
We look at your doctors, prescriptions, and budget before recommending anything.
Honest, transparent guidance with no sales pressure or obligation.
What You Can Expect Working With Brittany
Personalized care and ongoing support through every season of your life.
A Conversation Built Around You
Brittany starts with your doctors, prescription history, budget, and lifestyle goals—never a pre-packaged corporate quota.
Better Benefits, Less BS
No jargon or fine-print traps. You receive clear side-by-side breakdowns of out-of-pocket maximums, copays, and network access.
Direct 1-on-1 Contact
Call or text Brittany directly at (817) 688-1021. You will never be transferred around an offshore call center.
Every Season of Life
As your business grows, you welcome children, change jobs, or approach retirement, your policy evolves with you.
Frequently Asked Questions
Transparent answers regarding private PPOs, 1099 coverage, and cash benefits.
Have a specific question about your doctors or prescriptions?
Ask Brittany directly →Already a Pachall Prime Client?
Need an updated insurance ID card, help verifying an in-network provider, or filing a cash-benefit claim? Brittany is here to help.
Notice: Coverage cannot be bound, altered, or cancelled via electronic message without direct confirmation from a licensed agent.
One Conversation Brings Your Health Options Into Focus.
Share what you need to protect and your preferred doctor networks. Brittany will review private PPO options, verify your doctors, and provide a clear side-by-side comparison.
Select a Date & Time for Your 1-on-1 Review
Choose an unhurried 30-minute phone appointment directly on Brittany’s official schedule.
Request Your Free Plan Comparison
Tell Brittany what you're looking for. She will evaluate available private PPOs, supplemental plans, and follow up directly.