Protect Your Team.
Attract & Retain Talent at Zero Direct Cost.
Help your employees feel valued and protected with voluntary benefits that make a genuine difference—at no direct cost to your business. Brittany Pachall helps small employers implement Fortune 500-caliber health and voluntary options without heavy overhead.
Turnkey Employer Advantages
- ✓$0 Direct Net Cost: Offer premium voluntary benefit options without paying employer subsidies unless you choose to.
- ✓Higher Employee Retention: Boost loyalty and morale by providing dependable health, cancer, and accident benefits.
- ✓Zero HR Burden: Brittany manages employee onboarding, enrollment sessions, and year-round claim assistance.
- ✓Customized Coverage: Tailored packages for 2 to 50+ employees across Texas and 30 licensed states.
Customizable Employee Benefit Packages
Pick and choose the benefit lines that matter most to your workforce.
Major Medical PPOs
Nationwide PPO access without HMO referral delays. Give your team the freedom to see top doctors anywhere in the country.
Cancer & Critical Illness
Lump-sum cash benefits paid directly to employees upon diagnosis to cover medical expenses, experimental treatments, or lost wages.
Accident & Disability
Immediate financial assistance for emergency room treatments, fractures, and monthly income replacement during recovery.
Dental & Vision
Comprehensive preventive care, annual cleanings, eyeglass allowances, and major dental restorative services.
Term & Whole Life
Affordable payroll-deducted life insurance policies that protect employees' families and provide financial security.
Executive 1-on-1 Support
Direct advisor access for business owners and employees whenever claims, questions, or benefit changes arise.
Hey there! I’m Brittany Pachall.
Your Health Insurance Advisor.
Navigating health coverage on your own is stressful and overwhelming. As an independent licensed advisor, I cut through the confusion to help you secure coverage that genuinely fits your life, health, and budget.
Whether you are an independent 1099 contractor looking for portable PPO freedom, a growing family seeking lower deductibles, an employer wanting voluntary benefits at zero direct cost, or someone transitioning between jobs—I ensure you get the strongest protection available.
"I believe in personalized coverage, peace of mind, and protection for every season of life. When you work with me, you get a dedicated human advocate in your corner—not an automated bot or a high-pressure call center."
Small Business Benefits FAQs
How do voluntary benefits cost nothing to the business owner?
With voluntary benefit programs, the employer sponsors the plans, granting employees access to institutional group rates, but employees elect and pay for their chosen coverage through simple payroll deduction. The employer incurs $0 in direct policy premium costs while offering competitive company benefits.
How many employees do I need to qualify?
Brittany works with small businesses ranging from 2 to 50+ employees. Whether you are an owner with a handful of key technicians or a growing professional agency, plans can be structured for your team size.
What types of voluntary benefits can I offer?
You can offer a complete suite including major medical PPO plans, cash-benefit cancer & critical illness protection, accident medical reimbursement, short-term disability income replacement, dental, vision, and term life insurance.
How much administrative time will this require from my team?
Virtually none. Brittany personally manages employee consultations, enrollment paperwork, and ongoing claim questions. You won't have to act as an HR benefits administrator.
Upgrade Your Employee Benefits Today
Let Brittany walk you through an effortless voluntary benefits plan for your small business. Zero cost, zero obligation.